Tag Archives: opinion

The Word of the Day is So

Having moved beyond the intellectual confines of my career in finance, I now have time to ponder the great questions of our time. Like for instance, why do people overuse the word ‘so’ so darn much? Do they not realize in conversation it makes them sound like ignorant hillbillies from Kentucky or West Virginia- or perhaps Idaho? I mean seriously why must you be so sorry or so happy or so sad? Just be sad or sorry or for God’s sake be happy.

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The Elderly, Money and Doing the Right Thing

There exists a distrust of the financial system among certain ethnic and cultural groups in this country.  If your parents or grandparents immigrated from Eastern Europe or Asia this is something you may want to pay attention to.  Some people hide money rather than entrust it to a bank.  In the fast paced financial world of today, this behavior is largely confined to the elderly.  I recognize there are substantial amounts of cash locked out of the legitimate banking system due to the illegal nature of the activity producing it.  But this story is about the elderly and their hard earned savings Continue reading

The Hat

hat

With summer’s end, come the merchandise sales at the lake.  Over the weekend I purchased a ball cap that I had my eye on for some time.  That morning the $19.95 hat was in a large bin of hats offered for $5.00.  As the young woman at the counter is checking us out she tells my wife Sue, “That will be $8.33.”  Sue says, “That seems kind of high”, to which the sales clerk replies, “Well there’s sales tax”.

Mildly amused up to this point, I jump into the conversation. “ Do you agree the hat is five dollars?”  “Yes”, she replies.  “Is the Idaho sales tax rate still 6%?”  Again, “Yes.”  “Well then, the tax would be thirty cents and the total is $5.30.”  At this point she presents us with a printed receipt and says, “But it says $8.33!”  I offer, “Maybe if you tell it that the hat is $5.00 it will print the correct receipt.”  She says, “Okay, I can override the price”.  Me, “Really, they let you do that?”  Oh my.  Continue reading