The poem Southport Girl is from my Lust, Love, and loss collection. A friend put the poem to music and this is the result.
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The Mafia’s Telephone Company
A novel by Terence D. Robinson
The mid-90s were the Wild West days of the telecom industry. Most American families had adopted cell phones. Many dropped their landlines. At the same time, home internet became ubiquitous. Landline phone companies began a transformation to wireless and internet services. Much of this innovation was spurred by the Telecommunications Act of 1996. Companies rushed to merge and implement revised strategies to survive.
Organized crime found pearls of opportunity in the new era. In 1996, a Fortune 500 company sold a small landline telephone company tucked away in rural Cass County, Missouri. Ostensibly, the buyer was a highly regarded business executive. In what could be a scene plucked from The Sopranos, the executive acted as a frontman for the New York Mafia. The Mafia allegedly owned the holding company that acquired the phone company. They used the same frontman to purchase a bank in nearby Garden City.
After acquiring the phone company and bank, the executive and his Mafia associates allegedly used the companies and other Mafia-owned businesses to perpetrate fraudulent internet porn billing schemes on the American public. These actions cost consumers as much as one billion dollars. At that time, it was the largest consumer fraud in history.
The Mafia’s Telephone Company is inspired by that true story. The people and companies described in this novel are fictional. The crimes are realistic portrayals of fraudulent schemes carried out across the United States.
I worked with the frontman during the early ’90s, before his involvement with the Mafia. I returned to Missouri in 2005 as a consultant, assisting the group tasked with removing the telephone company from the Mafia-controlled holding company.
Terence Robinson
Retirement Thoughts
can’t—no—don’t want to get going
monday mornings, am I right?
or sunday evenings
dreading my job all night
you know that report you gave him—
three weeks ago?
board meeting coming up
he needs it redone tomorrow
The Jogger

Fifty years I’ve walked Sherwood Beach road
to the footbridge crossing Soldiers Creek
Never have I seen a bear or cougar—the four legged variety
Only black labs, goldens and similar domesticates
Walking my golden this morning, a jogger passed by
I heard him coming from behind
bells on his hydration backpack jingling
That’s right city slicker, you’re scaring the bears!
Greeted me with a hearty, “Morning!”
I remained distant, caught in disbelief,
mildly amused by his appearance,
as he ran on
approaching the bridge, in the woods,
which crosses the creek on a narrow path
offering no opportunity for escape
Wild animals lurking around ever corner
Closing on the bridge he began
clapping his hands enthusiastically
as though a grizzly bear might turn
and run from the sound of jingle bells and applause
Silly Jogger-man
Defining Early Retirement
What exactly is an early retirement? After twenty years serving in the military retirement is an option. Most who take it quickly pursue a civilian career. Many believe a retirement before age 62, the birthday at which reduced Social Security benefits are available is early. Retiring on only the age 62 Social Security benefit without a pension or substantial savings would likely be living below the poverty level. Others believe retiring before Medicare eligibility at age 65 is early. Anything prior to age 65 leaves most with an unaffordable bill for private health insurance; granted, there are folks who are disabled or fortunate enough to have their employer continue health insurance for their families but in general most pre-65 retirees are stuck with the bill.
The Word of the Day is So
Having moved beyond the intellectual confines of my career in finance, I now have time to ponder the great questions of our time. Like for instance, why do people overuse the word ‘so’ so darn much? Do they not realize in conversation it makes them sound like ignorant hillbillies from Kentucky or West Virginia- or perhaps Idaho? I mean seriously why must you be so sorry or so happy or so sad? Just be sad or sorry or for God’s sake be happy.
